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Flood Facts
  • Floods are the most common and widespread of all natural disasters outside of fire
  • 90% of all presidential-declared U.S. natural disasters involve flooding
  • Floods occur within all 50 states (they can occur any time, anywhere)
  • Everyone lives in a flood zone
  • Communities particularly at risk are those in low lying areas, coastal areas, or downstream from large bodies of water
  • Just an inch of water can cause costly damage to your property
  • Flash floods often bring walls of water 10 to 20 feet high
  • A car can easily be carried away by just 2 feet of floodwater
  • 25% of flooding occurs outside areas formally designated as being flood prone (i.e. Special Flood Hazard Areas)
  • The averages annual U.S. flood losses in the past 10 years (2001-2010) were more than $2.7 billion
  • Most homeowners insurance does not cover flood damage
  • In 2010 there were almost 2.1 million flood insurance policies in force in Florida
  • Since 2000, Florida has experienced five federally declared disasters due to flooding, and has sustained severe flood damage from a number of major hurricanes and tropical storms
  • As of 2011, the City of Naples has approximately 13,850 flood insurance policies in force
  • The City of Naples is a Class 6 and can receive up to 20% off their flood insurance policy
  • Due to the City of Naples’ participation in the NFIP and the CRS, these flood programs currently save residents over $2.3 million per year in flood insurance premiums

Tropical Storm Fay, August 14-28, 2008
A major tropical storm, TS Fay ultimately caused 36 deaths and $560 million in damage, as well as spawning 81 tornadoes throughout the state.  TS Fay was the first storm to hit the same state four times, and was the first storm to prompt storm warnings across every coast in Florida.  TS Fay made four landfalls throughout Florida causing extreme flooding.

Hurricane Gustav, August 24 - September 4, 2008
Gustav Flooding 001_thumb.jpg
Hurricane Gustav was a 2008 Altantic hurricane that prompted the largest evacuation in US history.  The total damage caused was at leat $6.6 billion.  Gustav was a Category 4 hurricane which produced 6 tornadoes in Florida and heavy rain, up to 4.12 inches.  This hurricane also produced strong rip currents and 3 waterspouts.  In southern Florida, the rip currents caused 4 people to drown.  Click here to see photos of Hurricane Gustav.